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636-489-2207

HMetro

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Welcome

360° Coverage

360° Coverage 360° Coverage 360° Coverage

Insurance and Financial Services

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About Us

360° Insurance Coverage

360° Insurance Coverage

360° Insurance Coverage

25 years of insurance experience helping clients prepare for the unknown.  Ask about our 360° coverage review.  HM is contracted with the best carriers offering tailored solutions for clients seeking business insurance, car insurance, life insurance, boat insurance, home insurance financial planning and bonds.

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www.xpertmarineinsurance.com

Xpert Marine Insurance

360° Insurance Coverage

360° Insurance Coverage

Our team of marine experts offer tailored programs for boat insurance, business insurance and life insurance needs. XMI is a division of HM focused on Marine Insurance.  Nicole Faller will find the perfect solution to your boating needs.


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Building Relationships

360° Insurance Coverage

Building Relationships

HM is a group of like minded experienced insurance agents with common interest. With Fortune 100 Insurance Carriers HM offers every client best in class coverage with favorable pricing on business insurance, car insurance, home insurance, umbrella insurance, life insurance or financial planning!

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Meet Our Team

Joseph Brant Pflum, JBPIA.com, Securities licensed financial professional,

Joseph Brant Pflum

Joseph Brant Pflum

Joseph Brant Pflum

Managing Partner HMetro

Midwest-Florida  

Message Brant

Nicole Faller

Joseph Brant Pflum

Joseph Brant Pflum

Xpert Marine Insurance  

Midwest - Florida

Message Nicole
Shane Sherman 
MO, FL
Lake of the Ozarks Branch Partner

Shane Sherman

Joseph Brant Pflum

Shane Sherman

Lake Ozark Branch Partner

Midwest - Florida

Message Captain Shane
Dale Clark Joplin Missouri, insurance agent

Dale Clark

James Blake Onstot

Shane Sherman

MO, AR, KS, OK, TX, CO 

Joplin Branch Partner

Message Dale
Barry Welper Insurance Agent Quincy Illinois son of Vic Welper

Barry Welper

James Blake Onstot

James Blake Onstot

Agent

Quincy Illinois Branch Partner

Message Barry
James Blake Onstot Insurance Agent Joplin MIssouri

James Blake Onstot

James Blake Onstot

James Blake Onstot

MO, AR, KS, OK, TX, CO 

Joplin Branch Partner

Message Blake
James Colborn Insurance agent

Jimmy Colborn Agent

Jimmy Colborn Agent

Jimmy Colborn Agent

Agent

Saint Charles Missouri

Message Jimmy
David Gardner

David Gardner

Jimmy Colborn Agent

Jimmy Colborn Agent

Agent 

Winfield Branch Partner

Learn More

Tim Nolan

Jimmy Colborn Agent

Sarah Bussey

P&C Agent 

Co Owner Gateway Insurance Partners

Message Tim

Sarah Bussey

Sarah Bussey

Sarah Bussey

Account Executive

Saint Charles Missouri

Message Sarah

Serving the community for 25 years

7 ways to reduce Home Insurance Cost

Frequently Asked Questions

Please contact us if you cannot find an answer to your question.

HM agents focus on long lasting relationships.  We want to know our clients to better understand their needs. Independent agents make recommendations from multiple carriers.  Affordable premiums are a priority but not at the expense of coverage you need.   Understanding our clients needs allows our team to offer multiple quotes with top carriers and that's what makes us different.  


We sell Business owner policies, Personal Insurance Programs, Life and Financial Services.  


Any tailored plan will take time.  We respect our time and feel  confident there's value in our work.  After completing necessary due diligence it requires much less time on the client end.  


When was your last coverage review?

Click let's get started below and fill out the form with any questions you have about finding the coverage that's right for you!

Heartland Metro Insurance

Midwest-Florida

636-249-2207/bpflum@hlia.net

Hours

Monday - Friday: 9am - 5pm

Saturday: By Appt

Sunday: Closed

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